Welcome to Global Credit Union

Individual Retirement Accounts

It's never too early or too late to plan and save for retirement. Still, the closer you get to retirement, the tougher it becomes. With the hectic lives people live today, an easy, less time-consuming retirement investment is what they need. The solution is an individual retirement account (IRA).

There are 2 types of IRAs that will help you save for retirement: Traditional and Roth.

How do I know which IRA is right for me?


Choose a traditional IRA if you want the tax deduction right now. It also makes sense if you anticipate paying taxes at a significantly lower rate in retirement.


Choose the Roth IRA if you don't need the tax break right now. It's a more flexible investment because:

  • You can withdraw regular contributions at any time, tax-free and penalty-free.
  • You do not have to take mandatory distributions at age 70 1/2.

Become a Member!

Experience the difference of credit union membership. When you join Global you're more than a customer, you're a member and an owner. Your membership gives you access to a suite of products designed with you in mind.

Open an account today!

Wondering if you qualify for membership? Click here to view our membership eligibility.

COPYRIGHT 2019 by Global Credit Union. ALL RIGHTS RESERVED.