Congratulations on your new loan!

Your next steps

• Take the title and all supporting documents to the local DMV/DOL office and complete the title work. You are responsible for completing the title work on your collateral and adding Global Federal Credit Union to the title as your lien holder within 60 days.
• If you refinanced or purchased from another Global member, you will receive a phone call from the Global Titles department advising that the title will be mailed out to you with instructions for title work to be completed.
• Global Federal Credit Union must be identified as the first lien holder on the certificate of title.
• Our lien holder information is as follows: Global Federal Credit Union, PO Box 196613, Anchorage, AK 99519
• Include Global’s ELT identifier on title applications in the following states:
  • Arizona: 92-0019874
  • Idaho: 920019824
  • Washington: AFC

Once completed, we require a copy of the registration showing our lien has been added.*

Email to: cltitles@globalcu.org

Make sure you have received the “Title & Lien Instructions” document which provides instructions to help you with the process. If you are still unsure of what is needed, contact or visit your local DMV/DOL office so they can confirm what documents are needed and that yours are completed correctly.

Quick tip if purchasing from a private party

To complete the title work, you will need the seller’s state-specific DMV/DOL Limited Power of Attorney, or the seller will need to be present to sign off on the title.

*If the lien holder is not shown on the registration, please email a title summary.

Information and instructions

Questions

For immediate assistance, contact Global’s Consumer Lending Titles department by telephone at 800-525-9094 or 907-786-2577 from 9:00 a.m. to 6:30 p.m. Pacific Standard Time, Monday through Friday. For general assistance, you may email the department at cltitles@globalcu.org.

Responsibilities

You will be required to pay any and all applicable fees to complete this process. Please visit your state motor vehicle department website or office for state-specific requirements, including when fees must be paid to avoid any penalties assessed by the state. If you purchase from a dealer, the dealer may submit your title documents to the DMV or licensing office on your behalf. Verify the dealer has identified Global Federal Credit Union as the first lien holder at the address listed below or by the ELT identifier. In all other cases, it is your responsibility to title the vehicle in the name of all borrowers on the promissory note/loan agreement within 60 days of the loan date and ensure Global Federal Credit Union is identified as the first lien holder at the address listed below or by ELT identifier.

First Lien Holder

Global Federal Credit Union must be identified as the first lien holder on the certificate of title. Our lien holder information is as follows:

Global Federal Credit Union
PO Box 196613
Anchorage, AK 99519

Include Global’s ELT identifier on title applications in the following states.

Timing of Lien Perfection

Within 60 days of the loan date, you are required to take the original documents to the DMV or licensing office to transfer ownership. All borrowers must be listed as registered owners and Global Federal Credit Union must be the first lien holder on the title.

Registered Owners

Verify the names of all borrowers and the collateral description on the promissory note/loan agreement and security agreement match the title documents. All borrowers on the promissory note/loan agreement are required to be on the certificate of title or other proof of ownership. Non-borrowers are not permitted to be on the certificate of title or other proof of ownership.

Documents Required as Proof of Lien

Reminders

As a general reminder, while any part of the loan is unpaid, you promise: (1) To help the credit union enforce and protect the security interest you have given the credit union and to pay all costs and any attorney fees the credit union incurs to do so; and (2) To be responsible for protecting and securing the credit union’s lien interests in a timely manner as defined by law, including, but not limited to, titling and registration of the collateral; and (3) To hold the credit union harmless from and against all claims arising before the credit union’s interests are perfected.

See your promissory note/loan agreement disclosure statement and security agreement for complete disclosures