Business Forms and Fees


Business Loan Application

For business lines of credit, term loans, real estate, letters of credit, or collateralized loans up to $250,000.



Commercial Loan Application

For commercial lines of credit, term loans, real estate, or letters of credit over $250,000.



Overdraft Credit Line Application

For business members that are looking for added protection on their checking account. Unsecured $2,500 to $10,000.



Letter of Credit Application

Application and agreement for irrevocable standby letter of credit.




Small Business Administration Loan Checklist

Use the following checklist to ensure all necessary documents are submitted with your loan application.

Download checklist


SBA loan application

For business lines of credit, term loans, real estate, letters of credit, or collateralized loans up to $100,000.


More resources

Additional forms and resources are available on the U.S. Small Business Administration website.




Business Online Services Application

Application about deposit services such as Business Remote Deposit and Positive Pay.




Business Share Account Disclosure Statement

Specific information about share accounts available to businesses, organizations, associations, and public units, including operating rules and account fees.


Business Edition Service Disclosure

Specific information about Online Banking for Business, including terms of use and your rights, responsibilities, and protections.


The following fees will not be assessed if the indicated minimum balance or other account conditions are met.

Business Checking

If daily balance falls below $1,000.00 during the calendar month: $5.00 per month – Minimum daily balance fee is waived for nonprofit organizations and associations.


The following fees will be assessed if the indicated levels of transaction activity are met.

Business Accounts

Per item fee for total checks deposited to any share account and/or paid from a Business Checking:

  • First 100 checks per calendar month: No charge
  • 101 to 500 per calendar month: $0.10 per item over 100
  • Over 500 per calendar month: $0.08 per item over 500

Fees charged by Global– other financial institutions may assess additional fees for collection items.

Bank wires

  • Domestic: $20.00 per wire
  • Foreign: $50.00 per wire

Cash services for disbursed coin

  • First $200.00 per calendar month: No charge
  • Over $200.00 per calendar month: $0.08 per roll

Cash services for currency

ATM withdrawals exempt.

  • First $10,000.00 per calendar month: No charge
  • Over $10,000.00 per calendar month:
    • Disbursed: $1.00 per $1,000.00
    • Received: $0.10 per $1,000.00

Cashier’s check

$2.00 per item

Check delivery

  • Interbranch: $5.00 per item
  • Other locations: $15.00 per item

Collection items

  • Incoming check: $5.00 per item
  • Outgoing/Domestic: $5.00 per item
  • Outgoing/Foreign: $15.00 per item

Deposit correction

$2.00 per item

Overdraft protection transfer:

From a Savings or Money Market Share or Credit Line Loan: $5.00 per day that total transfers exceed $25.00

Negative balance transfer

Credit Union initiated transfer to resolve a negative share balance: $5.00 per transfer

Stop payment

No charge

Loose coin exchanged at coin machine

  • Fee assessed on total amount processed
  • Non-Members: 8%

Visa® Debit/ATM Card International Transaction Fee

1%; also includes internet transactions initiated in the United States with a merchant who processes the transaction outside of the United States.


Includes Assessment or Notice to Withhold and Deliver: $75.00 per item


  • Express: $15.00 per item
  • Priority: $5.00 per item


Assessed when accepted as a member of Global: $5.00 per member


Copy unrelated to credit union business: $0.25 per item


  • Requests completed in under one hour: No charge
  • Requests that require one hour or more: $15.00 per hour

Research - priority handling

Requests that require priority fulfillment incur a $15.00 per hour charge

Check copies

No charge

Document or statement copies

No charge; examples include producing a copy of a prior statement of account; printing an interim statement of account; or producing other document copies, such as a deposited item.

Overdraft Services for debit cards

Negative Balance Fee charged per day if qualifying transaction occurs and end of day negative balance exceeds $25.00

  • $0.00 - $25.00: No charge
  • $25.01 or more: $25.00

Returned deposited item

  • Issued by other party: $5.00 per presentment
  • Issued by member: $15.00 per presentment

Online account access for business

No charge

ACH Service Access

$25.00 per month

ACH return


ACH transactions

  • First 100 per calendar month: No charge
  • 101 or greater per calendar month: 0.05 per transaction

Online domestic bank wire

$10.00 per wire

Business Remote Deposit

$35.00 per month

Bill Pay/Payments

Unlimited Payments per month: $5.95

Bill Pay/Send money

Unlimited bills paid per calendar month: No charge

Bill Pay expedited payment services

Overnight Check: $22.50

Bill Pay/Send money collection - Late Charge

Interest on amounts not reimbursed to the service provider within 15 days: 1.5% monthly


  • Positive Pay service fee: $75.00 per month
  • Positive Pay item fee: $0.13 per item
  • Positive Pay exception item fee: $1.00 per item
  • Positive Pay return item fee: $20.00 per item

Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including joint owners.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you, such as your driver's license or other documents.

For fee information related to business and commercial loans and lines of credit, please contact Business & Commercial Services.