Latitude checking account

Flexible, stress free checking

No Non-Sufficient Fund (NSF) fees, no minimum balance requirement, plus overdraft protection1

Want the flexibility to go over your balance if you need to? Latitude checking lets you opt-in to overdraft protection services to pull money from your Savings account, Money Market account, or credit line loan to cover the difference.

Our overdraft protection is one low fee at the end of the day—rather than a separate charge for each transaction.

  • No monthly maintenance fee with recurring direct deposit2.
  • No minimum balance requirement.
  • No transaction limit.
  • No Non-Sufficient Fund fee.
  • No fee to transfer money between your Global Credit Union accounts, stop a payment or get a copy of one of your checks.

Easy access and top security

Your Visa Debit Card is linked to your Global Credit Union checking account, and gives you 24/7 access to your savings, money market, consumer loan, or credit line at an ATM.

Your Visa Debit Card includes built-in security features.

  • Visa's Zero Liability Policy protects you from unauthorized charges if your card is stolen.
  • Easily turn on or off your debit card with the Global app.
  • EMV smart chip technology protects your account with chip-and-pin security. You can also use contactless payment for a faster, more secure checkout.

Convenient branches and ATMs

With your Global Credit Union Visa Debit Card, you get access to 55,000+ surcharge free ATMs worldwide.

As part of the CO-OP Shared Branch Network® you can visit a branch to access your accounts at thousands of locations across the U.S.

Shared branch locations offer a range of services that may include:

  • Deposits, withdrawals, and transfers.
  • Loan payments.
  • Visa cash advances, check withdrawals, and money orders.
  • Notary services.

Overdraft protection

Bouncing a check can be awkward and expensive. Avoid the hassle by setting up overdraft protection for your Latitude checking account from your Savings account, Money Market account, credit line, or home equity line of credit. If you need to use your overdraft protection, there’s a small fee at the end of the day—instead of a new charge for each transaction.

Even More Convenience

Every Global Credit Union checking account gives you some great additional benefits.

  • The annual fee on your Global Credit Union Visa® Credit Card is waived when you have a Global checking account.
  • Your first box of checks is free. After that, it’s easy to order checks online.
  • Carbonless check copies let you easily keep track of each check as you write it. You can also view and print your canceled checks online or call us to get a free copy of a check.
  • Our Member Service Center lets you talk to a real person, 24/7 and every day of the year.

Money management made easy

  • Connect accounts with other financial institutions for full overview of your finances
  • Set a budget and see how your spending compares to your goals
  • Add push notifications for financial events that matter to you
  • Fully customize your experience with the ability to categorize transactions, edit descriptions, and more

Download the Global app for iPhone or Android today!

App Store    Google Play

Early Payday

Members get access to direct deposit funds up to 3 days earlier. You earned it—so you should be able to use it as soon as possible.  

Still need to set up direct deposit? It’s easy:

  1. Sign in to your account online
  2. Click the Account Services tab
  3. Select ClickSWITCH to get started

Yes, all Global checking accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. This includes accounts for individuals, businesses, organizations, associations, and public units.

To find out more, or to use the NCUA’s Share Insurance Estimator, please visit


Yes, our ClickSWITCH program makes it easy to switch all of your direct deposits and automatic payments to your new Global Credit Union checking account. Just enter your deposit and payment information into our secure system and we’ll contact all the depositors and billers to switch your payments over to your new Global account. If you have any issues, you can call our Member Service Center 24/7 at 800-525-9094.

Yes, if you are enrolled in online banking, you can receive eStatements instead of paper statements in the mail. You can also sign up to receive an e-mail reminder when your new eStatement is ready.

To sign up for eStatements:

  1. Log in to your account.
  2. Click the Account Services
  3. Click Request eStatements.
  4. Review and accept the Electronic Statements and Notices Disclosure Agreement.

Global’s routing or transit number is 325272021. This number is the first 9 digits listed on the bottom of your checks.

How Do I Automatically Transfer Money to Savings?

Reach your goals faster with automatic transfers to your savings account.

Banks vs. Credit Unions: What’s the Difference?

Earn higher interest, pay lower fees. Here’s what’s good about credit unions.

How to Create a Household Budget: 5 Things You Need to Know

A good budget helps you make smart money decisions. Here’s how to get started.

Always here when you need us

We don’t think exceptional service should be so exceptional. Get in touch with us 24/7 from anywhere in the world.

Whether it’s in a branch or over the phone, you’ll always talk to a real person.

1Members who open checking accounts must be at least 18 years of age and are subject to Chex Systems verification.

2A $5.00 maintenance fee will be charged If direct deposit is discontinued or does not occur every 90 days at a minimum.

You may change your checking account type at any time without changing your account number or reordering checks. Change your account at any branch, or by calling the Member Service Center at 800-525-9094

For complete account information, refer to the Share Account Disclosure Statement. You will also receive a copy when you open an account.