The first step in your savings journey

An easy way to save and earn dividends with as little as $50

mother and daughter hugging on the couch

Today's Rate1

Annual Percentage Yield2

Our Savings account offers a secure, reliable way to meet your financial goals.

  • Earn dividends from the date of deposit to the date of withdrawal.3
  • Dividends are calculated daily and paid quarterly.
  • No maintenance fee.
  • Set up a recurring direct deposit from your paycheck to make saving easy.

Convenient access

Use any of the 55,000+ surcharge free ATMs in your network. If you also have a Global Credit Union checking account, you can use your Visa® Debit Card for both your checking and savings accounts.

As part of the CO-OP Shared Branch Network® you can visit a branch to access your accounts at thousands of locations across the U.S.

Shared branch locations offer a range of services that may include:

  • Deposits, withdrawals, and transfers.
  • Loan payments.
  • Visa cash advances, check withdrawals, and money orders.
  • Notary services.

Overdraft protection

Want the flexibility to go over your balance if you need to? Ask for overdraft protection to take funds from your Savings, Money Market, credit line, or home equity line of credit4.

If you need to use your overdraft protection, there is one low fee charged at the end of the day—rather than for each individual transaction.

Even more benefits

Use your Savings account to secure a pledge of shares loan or to start building credit with a Global Credit Union Secured Visa® Platinum Credit Card.

Automate your saving by setting up automatic deposits from another account.

Talk to a real person through the 24/7 Member Service Center—even on holidays.

Money management made easy

  • Connect accounts with other financial institutions for full overview of your finances
  • Set a budget and see how your spending compares to your goals
  • Add push notifications for financial events that matter to you
  • Fully customize your experience with the ability to categorize transactions, edit descriptions, and more

Download the Global app for iPhone or Android today!

App Store    Google Play

There’s no maintenance fee for a Global Credit Union savings account.

We calculate dividends daily and credit them to your account every quarter. You earn dividends on your savings from the date of deposit to the date of withdrawal. You must have a minimum balance of $50 to earn dividends.

No, there’s no limit to the number of withdrawals you can make. To access your account, you can:

  • Use any of the 55,000+ surcharge free ATMs in our network.
  • Transfer money through Online & Mobile Banking.
  • Visit one of our Global Credit Union branches or one of the many locations in the CO-OP Shared Branch Network®.

Yes, all Global Credit Union savings accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. This includes accounts for individuals, businesses, organizations, associations, and public units.

To find out more, or to use the NCUA’s Share Insurance Estimator, please visit


Yes, if you are enrolled in online banking, you can receive eStatements instead of paper statements in the mail. You can also sign up to receive an email reminder when your new eStatement is ready. 

To sign up for eStatements: 

  1. Log in to your account. 
  2. Click the Account Services tab. 
  3. Click Request eStatements. 
  4. Review and accept the Electronic Statements and Notices Disclosure and Agreement. 

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Always here when you need us

We don’t think exceptional service should be so exceptional. Get in touch with us 24/7 from anywhere in the world.

Whether it’s in a branch or over the phone, you’ll always talk to a real person.

*$50 minimum daily balance required to earn dividends 

1Rates are subject to change at any time for any reason. See our rates page for full details.

2The annual percentage yield is the prospective yield that Global CU anticipates paying for the applicable dividend period. Yields may change after an account is opened. 

3The applicable minimum daily balance is required to obtain the stated Annual Percentage Yield (APY). 

4A Latitude checking account is required to sign up for overdraft protection. 

For complete account information, refer to the Share Account Disclosure Statement. You will also receive one at the time an account is opened.