Versatile rewards and affordable, fixed rates let you shop with confidence.
With the Global Visa® Credit Card, you get a low, fixed-rate and a competitive, flexible rewards program—with no balance transfer fee.
Get paid back when you shop with a Global Visa® Credit Card. Versatile reward points can be redeemed for travel expenses, online shopping, merchandise, and more.
We’re proud to introduce Meg Smith, the designer behind the beautiful art featured on our Global Visa® Credit Card. Meg is not only an accomplished artist. She's also a pilot and lifelong explorer.
Meg uses a unique graphic style to represent the natural beauty of the Chugach Mountains. Our partnership with Meg is a simple way of giving back to communities that have embraced us.
You’ll need to provide the following information on your loan application:
In some cases, we may ask for additional information after you submit your application.
In most cases, we can give you a decision on an application in minutes. In some cases, we may need to ask you for more details, and then the process takes a little longer.
If you don’t have a Global account, you can still apply for a Global Visa® Credit Card. Checking account holders are eligible for the annual fee waiver, while non-members pay an annual fee of $50.
You can build your credit history with a Global Secured Visa® Credit Card. It works like a regular credit card, but it's backed by funds on deposit in your Global savings account.
There's a minimum of $500 you need to keep on deposit.
Taking out a secured loan and making all your payments on time can help you rebuild your credit, establish a positive credit history, and improve your credit score.
Card Security offers an easy and convenient way to turn your debit and credit card on or off in the event it has been misplaced or stolen.
You can access Card Security in one of two ways:
Once you have accessed the Card Security page on the App or online, simply click the on/off button to turn your card on or off. Any automatic payments or pending transaction made before the card was turned off will continue as normal.
Annual fee |
$50 (waived for Global checking account holders) |
Transaction fee for cash advances |
2% of the cash advance amount ($10 maximum) |
Fee for foreign transactions |
No fee |
Late payment fee |
Up to $35 |
Returned payment fee |
Up to $20 |
We don’t think exceptional service should be so exceptional. Get in touch with us 24/7 from anywhere in the world.
Whether it’s in a branch or over the phone, you’ll always talk to a real person.
Annual Percentage Rate (APR) for purchases |
10.5%, 12.5%, or 14.5% Same rate for purchases, balance transfers, and cash advances. Your fixed rate APR (one of the rates shown) will be assigned based on your credit worthiness. |
How to avoid paying |
You have 25 days to repay your balance for purchases before being charged a finance charge. |
Annual fee |
$50 (waived for checking account holders) |
Transaction fee for |
2% of the cash advance amount ($10 maximum) |
Fee for foreign transactions |
No fee |
Late payment fee |
Up to $35 |
Returned payment fee |
Up to $20 |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/.
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)".
This information is subject to change upon written notice to cardholders.
After April 3, 2023
Visa Credit Card Agreement 10.5% (PDF)
Visa Credit Card Agreement 12.5% (PDF)
Visa Credit Card Agreement 14.5% (PDF)
Alaska USA Prior to April 3, 2023
Visa Credit Card Agreement 10.5% (PDF)
Visa Credit Card Agreement 12.5% (PDF)
Visa Credit Card Agreement 14.5% (PDF)
Legacy Global Prior to April 3, 2023
Change in Terms (PDF)
Visa Classic Agreement (PDF)
Visa Gold Card Agreement (PDF)
Visa Platinum Agreement (PDF)
Mastercard Disclosure (PDF)
If you have pledged or later pledge collateral to secure an obligation, another debt, or other credit with Global (other than for real property), credit extended under this card is secured by that collateral.
Build your credit history with a Global Secured Visa® Card. It works like a regular credit card, but it's backed by funds on deposit in your Global savings account. There's a minimum of $500 you need to keep on deposit, which also qualifies you for a Global Checking account with no monthly maintenance fees. When you have a Global checking account, the $50 annual fee is also waived.
Normally, a member in good standing may be granted a Secured Visa credit card in an amount equal to the amount of share savings placed on hold with a minimum limit of $500.
If you have pledged or later pledge collateral to secure an obligation, another debt, or other credit with Global (other than for real property), credit extended under this card is secured by that collateral.
Annual Percentage Rate (APR) for purchases |
14.5% Same rate for purchases, balance transfers, and cash advances. |
How to avoid paying |
You have 25 days to repay your balance for purchases before being charged a finance charge. |
Annual fee |
$50 (waived for Global checking account holders) |
Transaction fee for |
2% of the cash advance amount ($10 maximum) |
Fee for foreign transactions |
No fee |
Late payment fee |
Up to $35 |
Returned payment fee |
Up to $20 |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)".
This information is subject to change upon written notice to cardholders.
After April 3, 2023
Secured Visa Credit Card Agreement (PDF)
Prior to April 3, 2023
Secured Visa Credit Card Agreement (PDF)
The intent of this program is to provide credit cards to members who would not otherwise qualify for an unsecured credit card because of insufficient credit experience or poor past credit history. Approval of secured credit card requests requires a completed credit card application and no evidence or indication of current or future credit problems. Members who have caused the credit union to suffer a financial loss are not eligible for this program.
Establishment of unsecured credit card credit limits may be considered after two years' satisfactory performance on a secured basis. Approval of such unsecured limits requires loan officer review of a current application and underwriting consistent with usual standards.