A personalized investment plan

While many people do their own investing, a financial professional has greater experience and knowledge than most DIY investors. Good financial advice usually pays for itself, and a financial professional’s knowledge may make difficult decisions easier.

Financial advisors are professionals who offer advice to members related to personal finance and wealth management. They help you create a roadmap for pursuing your goals based on sound investment and planning principles.

There is no fee to talk with a financial professional at Global Retirement & Investment Services, and no obligation to invest in anything. If you choose to work with one of our financial professionals, there may be a fee for the investments or products you choose. Fees vary and will always be disclosed and explained prior to any purchase.

When you save, you’re setting aside some money for future expenses. You can save for planned expenses, like making a down payment on a home, or unexpected situations like losing your job or getting in an accident. Most people put their savings in accounts that are easy to access and federally insured, like savings or money market accounts.

With investing, you might buy investments such as stocks, bonds, or mutual funds with the hope that their value will increase over time. Because investments can fluctuate up or down in value, there’s always a risk that you could lose money. But there’s also the potential for higher returns on an investment than what you’d typically get from a savings account.

That depends on your needs and goals. There are many ways to invest your savings and many factors to consider when investing, including tax consequences, risk level, inflation, and potential returns.

Our financial professionals can walk you through your options and help you decide on an investment strategy.