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Rates
Tax Deferred IRA Certificate & IRA Rates
IRA Certificate Account Rates
Rates as of 06/01/2023
| Minimum Balance | Term | ||||||
|---|---|---|---|---|---|---|---|
| $500 | $2,500 | $10,000 | $25,000 | $50,000 | $100,000 | $250,000 | |
| 1 - 2 Months | |||||||
| Dividend Rates* | .55% | .55% | .55% | .55% | .55% | .55% | .55% |
| APY* | .55% | .55% | .55% | .55% | .55% | .55% | .55% |
| 3 - 5 Months | |||||||
| Dividend Rates* | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% |
| APY* | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% |
| 6 - 8 Months | |||||||
| Dividend Rates* | 1.50% | 1.50% | 1.50% | 1.50% | 1.50% | 1.70% | 1.70% |
| APY* | 1.50% | 1.50% | 1.50% | 1.50% | 1.50% | 1.70% | 1.70% |
| 9 - 11 Months | |||||||
| Dividend Rates* | 4.55% | 4.55% | 4.55% | 4.55% | 4.55% | 4.55% | 4.55% |
| APY* | 4.55% | 4.55% | 4.55% | 4.55% | 4.55% | 4.55% | 4.55% |
| 12 - 17 Months | |||||||
| Dividend Rates* | 4.65% | 4.65% | 4.65% | 4.65% | 4.65% | 4.65% | 4.65% |
| APY* | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% |
| 18 - 23 Months | |||||||
| Dividend Rates* | 2.37% | 2.37% | 2.37% | 2.37% | 2.37% | 2.52% | 2.67% |
| APY* | 2.40% | 2.40% | 2.40% | 2.40% | 2.40% | 2.55% | 2.70% |
| 24 - 35 Months | |||||||
| Dividend Rates* | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% |
| APY* | 4.85% | 4.85% | 4.85% | 4.85% | 4.85% | 4.85% | 4.85% |
| 36 - 47 Months | |||||||
| Dividend Rates* | 4.89% | 4.89% | 4.89% | 4.89% | 4.89% | 4.89% | 4.89% |
| APY* | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
| 48 - 59 Months | |||||||
| Dividend Rates* | 2.67% | 2.67% | 2.67% | 2.67% | 2.67% | 2.81% | 2.96% |
| APY* | 2.70% | 2.70% | 2.70% | 2.70% | 2.70% | 2.85% | 3.00% |
| 60 Months | |||||||
| Dividend Rates* | 2.86% | 2.86% | 2.86% | 2.86% | 2.86% | 3.01% | 3.15% |
| APY* | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | 3.05% | 3.20% |
See Calculators
Individual Retirement Account Rates
Rates as of 06/01/2023
| Type | APY* | Minimum Balance to Earn |
|---|---|---|
| Individual Retirement Account | .10% | $50 |
*The disclosed Annual Percentage Yield (APY) is the prospective yield that Global Credit Union anticipates paying for the applicable dividend period. Once the certificate is issued the APY will remain fixed until maturity. The dividend distribution method you select may affect certificate earnings. There is a penalty for early withdrawal from a certificate or tax-deferred IRA certificate. In the event an early withdrawal lowers the certificate balance below the required minimum, the certificate must be canceled or closed, and the forfeiture amount will be calculated using the full balance of the certificate.
For complete account disclosure information, refer to the Share Account Disclosure Statement or call the Member Service Center at 800-525-9094.
Member accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund. Individual Retirement Accounts are separately insured up to an additional $250,000.
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