Money market accounts

Level up your savings

Earn better rates1 as your balance grows—without tying up your money if you need it.

family holding their house keys together

Today's Rates1

APY as high as2 0.50%

Our Money Market account offers better rates on higher balances while you maintain instant access to your money. Start earning dividends with a balance of $5,000.

As your balance grows, you’ll automatically earn the best rate—no tier-hopping necessary.

Convenient access

Use any of the 55,000+ surcharge free ATMs in our network. If you also have a Global Credit Union checking account, you can use your Visa® Debit Card for both your checking and savings accounts.

As part of the CO-OP Shared Branch Network® you can visit a branch to access your accounts at thousands of locations across the U.S.

Shared branch locations offer a range of services that may include:

  • Deposits, withdrawals, and transfers.
  • Loan payments.
  • Visa cash advances, check withdrawals, and money orders.
  • Notary services.

Overdraft protection

Want the flexibility to go over your balance if you need to? Ask for overdraft protection2 to take funds from your Money Market when needed.

If you need to use your overdraft protection, there is one low fee charged at the end of the day—rather than for each individual transaction.

Even more benefits

Use your Savings account to secure a pledge of shares loan or to start building credit with a Global Credit Union Secured Visa® Platinum Credit Card.

Automate your saving by setting up automatic deposits from another account.

Talk to a real person through the 24/7 Member Service Center—even on holidays.

Money management made easy

  • Connect accounts with other financial institutions for full overview of your finances
  • Set a budget and see how your spending compares to your goals
  • Add push notifications for financial events that matter to you
  • Fully customize your experience with the ability to categorize transactions, edit descriptions, and more

Download the Global app for iPhone or Android today!

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There’s no maintenance fee for a Global Credit Union Money Market Account.

We calculate dividends daily and credit them to your account every month.  

Yes, all Global Credit Union Money Market accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. This includes accounts for individuals, businesses, organizations, associations, and public units. 

To find out more, or to use the NCUA’s Share Insurance Estimator, please visit


Yes, if you are enrolled in online banking, you can receive eStatements instead of paper statements in the mail. You can also sign up to receive an email reminder when your new eStatement is ready. 

To sign up for eStatements: 

  1. Log in to your account. 
  2. Click the Account Services tab. 
  3. Click Request eStatements. 
  4. Review and accept the Electronic Statements and Notices Disclosure and Agreement. 

Always here when you need us

We don’t think exceptional service should be so exceptional. Get in touch with us 24/7 from anywhere in the world.

Whether it’s in a branch or over the phone, you’ll always talk to a real person.

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1Rates are subject to change at any time for any reason. See our rates page for full details.

2The APY (Annual Percentage Yield) is the prospective yield that Global CU anticipates paying for the applicable dividend period. Yields may change after an account is opened. 

3Daily minimum balance required to obtain the stated Annual Percentage Yield (APY).  

4A Latitude checking account is required to sign up for overdraft protection. 

There are no qualification or eligibility criteria for members. There are no fees associated with a money market account. 

For complete account information, refer to the Share Account Disclosure Statement. You will also receive one at the time an account is opened.