Give yourself some wiggle room

Want the flexibility to go over your balance if you need to? Latitude checking lets you opt-in to overdraft protection services to pull money from your Savings account, Money Market account, or credit line loan to cover the difference.

Our overdraft protection is one low fee at the end of the day—rather than a separate charge for each transaction.

  • No monthly maintenance fee with recurring direct deposit2, or if you maintain a daily balance of $500 or more in any one share of your account
  • No minimum balance requirement
  • No transaction limit
  • No Non-Sufficient Fund fee
Open an account

Checking account features

Easy access and top security

Your Visa Debit Card is linked to your Global Credit Union checking account, and gives you 24/7 access to your savings, money market, consumer loan, or credit line at an ATM.

Your Visa Debit Card includes built-in security features:

  • Visa's Zero Liability Policy protects you from unauthorized charges if your card is stolen
  • Easily turn on or off your debit card with the Global app
  • EMV smart chip technology protects your account with chip-and-pin security. You can also use contactless payment for a faster, more secure checkout

Convenient branches and ATMs

With your Global Credit Union Visa Debit Card, you get access to 55,000+ surcharge free ATMs worldwide.

As part of the CO-OP Shared Branch Network® you can visit a participating branch to access your accounts at thousands of locations across the U.S.

Shared branch locations offer a range of services that may include:

  • Deposits, withdrawals, and transfers
  • Loan payments
  • Visa cash advances, check withdrawals, and money orders
  • Notary services

Overdraft protection

Bouncing a check can be awkward and expensive. Avoid the hassle by setting up overdraft protection for your Latitude checking account from your Savings account, Money Market account, credit line, or home equity line of credit. If you need to use your overdraft protection, there’s a small fee at the end of the day—instead of a new charge for each transaction. See our Schedule of Service Fees for more details. 

Even More Convenience

Every Global Credit Union checking account gives you some great additional benefits:

  • The annual fee on your Global Credit Union Visa® Credit Card is waived when you have a Global checking account
  • It’s easy to order checks online
  • Carbonless check copies let you easily keep track of each check as you write it.
  • Our Member Service Center lets you talk to a real person, 24/7/365 day of the year

Global Credit Union app

Secure, convenient, and available 24/7/365

  • View your account balances and recent transactions
  • Transfer money between your accounts, or send to family and friends
  • Deposit checks and make payments
  • Turn your Global Credit Union Debit and Credit Cards on or off, and more

Download the Global app for iPhone or Android today!

Download on the App Store    Get it on Google Play

Early Payday

Members get access to direct deposit funds up to 3 days earlier. You earned it—so you should be able to use it as soon as possible.

Still need to set up direct deposit? It’s easy:

  1. Open the Global CU app.
  2. From the dashboard, tap “Deposits” then “Switch your direct deposit.”
  3. Follow the prompts. Early payday is on the way!
lady looking at her phone and her debit card

Checking Account FAQs

Yes, all Global checking accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. This includes accounts for individuals, businesses, organizations, associations, and public units.

To find out more, or to use the NCUA’s Share Insurance Estimator, please visit MyCreditUnion.gov

Visit MyCreditUnion.gov

Yes, our ClickSWITCH program makes it easy to switch all of your direct deposits and automatic payments to your new Global Credit Union checking account. Just enter your deposit and payment information into our secure system and we’ll contact all the depositors and billers to switch your payments over to your new Global account. If you have any issues, you can call our Member Service Center 24/7 at 800-525-9094.

Yes, if you are enrolled in online banking, you can receive eStatements instead of paper statements in the mail. You can also sign up to receive an e-mail reminder when your new eStatement is ready.

To sign up for eStatements:

  1. Log in to your account.
  2. Click the Account Services
  3. Click Request eStatements.
  4. Review and accept the Electronic Statements and Notices Disclosure Agreement.

Global’s routing or transit number is 325272021. This number is the first 9 digits listed on the bottom of your checks.

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Always here when you need us

We don’t think exceptional service should be so exceptional. Get in touch with us 24/7/365 from anywhere in the world.

Whether it’s in a branch or over the phone, you’ll talk to a real person.

Get in touch Come in and see us

1Members who open checking accounts must be at least 18 years of age and are subject to Chex Systems verification.

2A $5.00 maintenance fee will be charged If direct deposit is discontinued or does not occur every 90 days at a minimum.

You may change your checking account type at any time without changing your account number or reordering checks. Change your account at any branch, or by calling the Member Service Center at 800-525-9094. 

For complete account information, refer to the Share Account Disclosure Statement. You will also receive a copy when you open an account.