What can an insurance broker do for you?

Regardless of whether you need insurance for your home, vehicles, life, or something else, there are two common ways to buy a policy; work with an insurance broker who represents several different companies or buy directly from the insurance company itself. While buying direct may seem easier or less expensive, it pays to use an insurance broker.

What Does an Insurance Broker Do?

An insurance broker does not work for a single insurance company; they represent several quality insurance carriers and bring broad knowledge of different companies and their policy options. A broker can quickly get quotes from multiple insurers, allowing you to compare ‘apples to apples’ across several companies. Our experienced agents are licensed to sell different types of insurance and have a broad understanding of policies and options.

Why put an insurance broker to work for you? 

1. They can tailor customized policies to meet your needs

A good insurance broker starts by asking questions to learn about what you need. Do you have special circumstances? For example, do you have a vintage auto or a valuable collection that requires special coverage? An insurance broker will know how to include special coverage, either on its own or with your auto or homeowners policy.

2. They help you find the best price

Because an insurance broker represents several companies, they can shop around to find the best coverage at the best price, tailored exactly to what you need. For example, if your teenage son has a less-than-perfect driving record, a broker will know who can provide the best policy at the lowest rate. An insurance broker can also advise you on ways to bundle your coverage, which will save you money.

3. They work for you

A broker works for you, not for a specific insurance company, so they know how to find the right coverage at the best price, and they won't try to sell you coverage you don’t need. Plus, insurance companies add new options all the time; your broker can keep you up to date and offer new options that continue to protect you and your family.