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Financial Advice Can Pay for Itself

The best way to save isn’t always something you can figure out on your own—a financial professional has the experience to keep your retirement planning on track.

Some Things Should Not Be a Do-It-Yourself Job

There are a few places in life where your 'do-it-yourself' decisions make sense and save you money. But making important long-term financial decisions might not be one of them.

Just as you would never take on a big remodeling project without the help of a contractor, you shouldn’t try to manage your finances without the help of a good financial professional. While it’s tempting to want to do the research and figure things out on your own, your decision to hire a financial professional could help you work toward your long-term goals more quickly, safely, and efficiently. Meeting with a financial professional is complimentary, and their involvement will more than pay for itself in the long run.


Here are 4 ways a good financial professional can help save you money in the long run.

1. Planning

What are your long-term financial goals? College savings for your children, saving for retirement, or insurance planning for you, your family, or your business. Regardless of what you want, it’s important to have someone to help you set specific, measurable goals and then guide you along the way. A financial professional will listen carefully, and then develop a solid financial plan that is customized for you, balancing your priorities with your unique financial situation.

2. Strategic Decision-Making

Once you’ve set your goals, do you know how to get there? Timing is everything, and a good financial professional knows this. A solid investment approach may include a mix of stocks, bonds, mutual funds and other investments. And while it’s tempting to purchase stocks when a company is doing well, that may not necessarily be the best way to make money. A financial professional will help you make better-informed decisions that are on track with your retirement goals.

3. Keeps You on Target

Markets are always changing. If managing investments is not your full-time job, it’s a good idea to hire someone who does this for a living. Your needs change over time as well. When you change jobs, get married, have a baby, buy or sell a home or get close to retirement, it’s time to make sure these life events are factored into your financial goals. A financial professional will meet with you regularly to check in and re-evaluate your situation, then make changes as needed.

4. More than Just Investing

Your personal financial health depends on much more than the stock market. A financial professional can help you manage your overall financial goals; they can help you with estate planning, charitable giving, and insurance such as life insurance or long-term care insurance. They can also help you make decisions along the way based on other life events and financial considerations specific to your unique situation.

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15 Times When You Need a Financial Professional

Wondering if need a financial professional? Here are 15 times you might.

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Straight Talk About Women and Investing

Women have unique investment needs. Here’s why that’s important to understand.

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401(k) Rollover to IRA: What You Need to Know

One thing that many people forget when they change jobs is their 401(k). Should you roll over your 401(k) to an IRA? Here's what you need to know.

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Man checking email on his smartphone.

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Global Federal Credit Union and Global Retirement & Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Global Retirement & Investment Services and may also be employees of Global Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Global Federal Credit Union or Global Retirement & Investment Services. Securities and insurance offered through LPL, or its affiliates are:

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