Homeowners Insurance

Protect your most valuable asset

Keep your home and your personal belongings secure with the right homeowners coverage

Homeowners insurance coverage options

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Call us at 800-478-1251

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Your home is one of the biggest investments you’ll ever make. By protecting it with the right insurance coverage, you’re protecting your family and your finances from hardship if anything happens to your home.

We offer a variety of coverage options to meet your needs.

Damage to the interior or exterior of your home
Personal liability coverage for damage or injury
Valuable personal property coverage
Temporary housing coverage if your home is uninhabitable

We also offer flood and earthquake insurance as separate policies.

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We work for you

At Global Insurance Brokers, we work for you—not for the insurance companies. We’re here to ensure you get the coverage that’s right for you. We will:

Discuss your situation and provide personalized advice
Help you identify the insurance policies that best meet your needs
Find you that coverage at the best possible price

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Homeowners Insurance FAQs

Is homeowners insurance required?

Most mortgage lenders require you to carry homeowners insurance to get a mortgage. But even if you own your home outright, it’s a good idea to get homeowners insurance to protect this important asset.

When should I get homeowners insurance?

Your mortgage lender will usually require you to get homeowners insurance before closing on your mortgage. If you don’t have a mortgage, then it’s best to speak with an insurance agent prior to closing on your purchase to help protect your new home.

Are valuable items like jewelry and collectables covered?

Depending on the value of your jewelry and other valuable items, you may need additional coverage beyond your basic homeowners insurance coverage. When you discuss your insurance needs with us, we can help you decide whether you need additional coverage for valuable personal property.

Am I protected if a guest is injured at my home?

Liability coverage can protect you if there’s an accident or injury at your home. For example, if a visitor falls or is bitten by a pet, that would typically be covered by liability coverage.

Is my home business covered by homeowners insurance?

If you run a business from your home, you may need additional coverage beyond a typical homeowners policy. We can help you decide what kinds of coverage you need.