Rates

Personal Loan Rates

Find the affordable financing you need.

Pledge of Shares (Secured) Loan Rates

Rates as of 06/14/2025
Loan Program and Term Annual Percentage Rate
6-24 Months 2.100%
25-60 Months 3.100%
61-144 Months 4.100%

Pledge of Certificates (Secured) Loan Rates

Rates as of 06/14/2025
Loan Program and Term Annual Percentage Rate
Percent Above Certificate Rate 2.000%

Signature (unsecured) Loan Rates

Rates as of 06/14/2025
Term Annual Percentage Rates
6-60 Months 14.900%

Credit Line Rates

Rates as of 06/14/2025
Annual Percentage Rate
- 13.500%

Misc. Item and Equipment Loan Rates

Rates as of 06/14/2025
Loan Program and Term Annual Percentage Rate
Miscellaneous Equipment
6-84 Months 7.500%-15.500%
  1. Interest rate is dependent upon the credit qualifications of the borrower(s).
  2. A balloon payment for the balance owed is due 180 months from the loan date.

    Loan Payment Example:
    A new auto loan of $25,000 for 60 months at 3.35% APR will have a monthly payment of $453.12.

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