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Free Checking Account Credit Union
When we say “free” we mean it
Core checking features no maintenance fee, no minimums, and no non-sufficient fund (NSF) fees
Everyday banking at its best
Whether you’re paying your monthly bills or getting cash from the ATM for a big night out, using your own money should always be free and easy.
What does a Core checking account mean for you?
- No monthly maintenance fee
- No minimum balance requirement
- No transaction limit
- No fee to transfer money between your Global accounts or stop a payment
Checking account features
Easy Access and Top Security
Your Visa Debit Card is linked to your free checking account, and gives you 24/7/365 access to your savings, money market, consumer loan, or credit line at an ATM.
Your Visa Debit Card includes built-in security features:
- Visa's Zero Liability Policy protects you from unauthorized charges if your card is stolen
- Easily turn on or off your debit card with the Global app
- EMV smart chip technology protects your account with chip-and-pin security and you can also use contactless payment for a faster, more secure checkout
Convenient branches and ATMs
With your Global Credit Union Visa Debit Card, you get access to 55,000+ surcharge free ATMs worldwide.
As part of the CO-OP Shared Branch Network® you can visit a branch to access your accounts at thousands of locations across the U.S.
Shared branch locations offer a range of services that may include:
- Deposits, withdrawals, and transfers
- Loan payments
- Visa cash advances, check withdrawals, and money orders
- Notary services
Overdraft Protection
Core free checking won’t allow you to overdraw your account—accidentally or otherwise. If you want the flexibility to go over your balance if you need to, then Latitude checking is more your style.
Even More Convenience
Core free checking delivers some great additional benefits:
- The annual fee on your Global Credit Union Visa® Credit Card is waived when you have a Global checking account
- Carbonless check copies let you easily keep track of each check as you write it. You can also view and print your canceled checks online or call us to get a free copy of a check
- Our Member Service Center lets you talk to a real person, 24/7/365—even on holidays
Global Credit Union app
Secure, convenient, and available 24/7/365
- View your account balances and recent transactions
- Transfer money between your accounts, or send to family and friends
- Deposit checks and make payments
- Turn your Global Credit Union Debit and Credit Cards on or off, and more
Download the Global app for iPhone or Android today!
Checking account FAQs
Yes, all Global checking accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. This includes accounts for individuals, businesses, organizations, associations, and public units.
To find out more, or to use the NCUA’s Share Insurance Estimator, please visit MyCreditUnion.gov
Yes, our ClickSWITCH program makes it easy to switch all of your direct deposits and automatic payments to your new Global Credit Union checking account. Just enter your deposit and payment information into our secure system and we’ll contact all the depositors and billers to switch your payments over to your new Global account. If you have any issues, you can call our Member Service Center 24/7 at 800-525-9094.
Yes, if you are enrolled in online banking, you can receive eStatements instead of paper statements in the mail. You can also sign up to receive an e-mail reminder when your new eStatement is ready.
To sign up for eStatements:
- Log in to your account.
- Click the Account Services tab.
- Click Request eStatements.
- Review and accept the Electronic Statements and Notices Disclosure Agreement.
There is no monthly maintenance fee to maintain a Core Checking Account. Take a look at our Schedule of Service Fees for more details.
Global’s routing or transit number is 325272021. This number is the first 9 digits listed on the bottom of your checks.
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Always here when you need us
We don’t think exceptional service should be so exceptional. Get in touch with us 24/7/365 from anywhere in the world.
Whether it’s in a branch or over the phone, you’ll talk to a real person.
You may change your checking account type at any time without changing your account number or reordering checks. Change your account at any branch, or by calling the Member Service Center at 800-525-9094.
For complete account information, refer to the Share Account Disclosure Statement. You will also receive a copy when you open an account.