IRA Certificates

A reliable way to grow your savings

An IRA Certificate makes for a steady investment in your future

If you’ve got a plan for your future, you might have an IRA already. An IRA Certificate invests the funds that would normally go into a mixture of stocks, bonds, and mutual funds and puts them into a Certificate account instead. This gives you a rate of return you can rely on, since you know ahead of time what it will be.

Current IRA Certificate rate and term options*

  • 9 month: 4.55% APY
  • 12 month: 4.75% APY
  • 24 month: 4.85% APY
  • 36 month: 5.00% APY

Ready to grow your money without all the worry that comes with many other forms of investment? Fill out our contact form and a Global specialist will be in touch.

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*5.00% Annual Percentage Yield (APY) applies to a $500 minimum deposit for 36 months, is effective as of 4/21/2023, and is subject to change without notice. Once the certificate is issued the APY will remain fixed until maturity. Subject to early withdrawal penalties.

What is a Certificate Account?

Make sure your money keeps its value until you need it.

What Is an IRA and Why Should I Choose One?

By planning for retirement now, you can ensure that one day you’ll only have to work if you want to.

What It Means to “Pay Yourself First”

Make saving a priority — put your future self first

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