IRA Certificates

Your future deserves a solid plan

Lock in and lean back: an IRA Certificate makes for a reliable way to grow your savings

Why an IRA Certificate?

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Today's Rates1

APY as high as2

4.55%

If you’ve got a plan for your future, you might have an IRA already. An IRA Certificate invests the funds that would normally go into a mixture of stocks, bonds, and mutual funds into a Certificate account instead. This gives you a rate of return you can rely on, since you know ahead of time what it will be. 

Ready to grow your money without all the worry that comes with many other forms of investment?

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1Rates are subject to change at any time for any reason. Minimum deposit required is $500. Maturity periods vary from 30 days to 60 months. Certificates are subject to early withdrawal penalties. Visit our rates page for full details. 

2The disclosed Annual Percentage Yield (APY) is the prospective yield that Global CU anticipates paying for the applicable dividend period. Once the certificate is issued the APY will remain fixed until maturity. The dividend distribution method you select may affect certificate earnings. There is a penalty for early withdrawal from a certificate or tax-deferred IRA certificate. In the event an early withdrawal lowers the Certificate balance below the required minimum, the Certificate must be closed and the Early Withdrawal Penalty will be calculated using the full balance of the Certificate.

 

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This material is provided for general and educational purposes only; it is not intended to provide legal, tax, or investment advice.