PFD savings plan


Make the most of your PFD. We’ll show you how.

Start the habit of saving your PFD

When the PFD comes, it can be tempting to splurge—but we recommend you save money first. PFD time is the perfect opportunity to put some of your money into a Savings or Certificate account currently up to 5.00% Annual Percentage Yield (APY).* 

You’ll create an instant emergency fund and start the habit of saving your PFD year after year for something big—like a down payment on a home. 

Open an account

Spend money on yourself

Smart spending can help you build credit. Use a Global Visa® Credit Card to make your purchases and pay it off every month. Not only will your credit rating thank you, but you’ll also earn points you can use for travel and merchandise.

Want to help your young adult build credit? Use their PFD to back a Global Secured Visa® Credit Card to give them a head start on building credit and developing smart financial instincts.

Apply for a credit card

Grow your money

College savings, mortgage down payments, retirement—having money for the milestones in your life is just as important as your everyday spending. 

Grow your money by putting it into variable-term accounts like Certificates, or long-term IRAs, or even into a College Savings Account. Stashing some of your PFD now is the best way to ensure you have the money you need years from now.  

Learn more about IRA Certificates

How to Build an Emergency Fund

Rainy day savings provide shelter from life’s storms.

How to Save Money on Groceries

Grocery prices are rising, but we all need to eat.

What It Means to “Pay Yourself First"

Make saving a priority — put your future self first

Always here when you need us

We don’t think exceptional service should be so exceptional. Get in touch with us 24/7 from anywhere in the world.

Whether it’s in a branch or over the phone, you’ll always talk to a real person.

*5.00% Annual Percentage Yield (APY) applies to a $500 minimum
deposit for 6 Months, is effective as of 8/18/2023, and is subject to change without notice. Once the certificate is issued the APY will remain fixed until maturity. Subject to early withdrawal penalties. Fees could reduce the earnings on the account.