TERMS AND CONDITIONS OF USE POLICY
Please read these Terms and Conditions carefully. Any use of this Global Credit Union (“Global”) Site constitutes your agreement to each provision of these Terms and Conditions, including but not limited to the credit union’s Privacy Disclosure. If you do not agree, please exit the Site at this time.
License Grant and Use Restrictions; Your Indemnification.
This Site is intended to provide members (“you”) of Global easy access to information about the product and services of Global. We grant you a nonexclusive, revocable license to copy or print an unaltered permanent copy of information on the Site for your personal and non-commercial use. You may not otherwise copy, modify, publicly distribute or display, perform, publish, license, create derivative works from, transfer or sell anything obtained from this Site.
We understand that you are concerned about privacy. For information about how we treat information that you provide us through the Site, please see our Privacy Disclosure which is incorporated into these Terms and Conditions as though fully set forth.
Information Accuracy—No Warranties
All information is either generated by us or is obtained from sources believed by us to be accurate and reliable as of the date posted on the Site. However, because of the possibility of human and mechanical error, delayed updates, as well as other factors such as the difficulty of securing a web site from unauthorized alterations or the occurrence of a system breakdown or other unavailability, neither we nor any of our affiliates provides any representations or warranties regarding the Site or any information in it. The Site and all information is provided "AS IS" and with all faults, and we make no representations and disclaim all implied warranties of every kind, including warranties or any duties (if any) as to accuracy, timeliness, completeness, suitability, availability, merchantability and fitness for any particular purpose.
Links to Other Sites
This Site contains links to other sites. Some of the links from our Site will take you away from the Globalcu.org site to a third party or co-branded site where you may see the Global logo as well as the logo of another service provider. Co-branded sites include, but are not limited to:
|Educational information, money management|
|Life, AD&D, Home, and Auto insurance, investment services|
|TurboTax||turbotax.intuit.com||Tax preparation services|
Any information you provide to these third party and co-branded sites is collected by the service provider. Each of these third party and co-branded sites has separate privacy statements. Please be aware that Global cannot be responsible for the privacy practices or content of other sites.
We may also have links from Globalcu.org to fully branded service provider sites. As you view information on a fully branded site you will see a change in the URL (found in the address space of your internet browser) but the pages may appear as Global and the service provider is not identified. All information collected on fully branded sites is used by Global only and is not shared or used for any purpose other than processing your transaction and providing the requested service, but may be transferred as part of an acquisition, merger or an insolvency proceeding. These sites include, but are not limited to:
|MeridianLink||ws.loanspq.com||online membership and loan application|
|Email messaging, member surveys, web forms|
|online real estate application|
|FuzeDigital||fuzeqna.com/globalanswers||online chat, FAQs, online inquiries|
|JHA Payment Solutions||activemycards.com
|Active debit and credit cards, report lost or stolen debit and credit cards, track, redeem credit card reward point|
Computer Virus Information
It is possible to contract a computer virus or other malicious code by using the Internet or materials downloaded from it. We cannot assure you that the Site and any software or other information downloaded from it will be virus or problem free and disclaim any liability (if any) for viruses and similar problems. We attempt to keep our site virus free, but cannot assure you that our efforts will always be successful.
To the full extent allowed by applicable law, you agree that neither we nor any of our affiliates will be liable to you and/or any third party for any consequential or incidental damages (including but not limited to lost profits or lost opportunity), or any other indirect, special, or punitive damages whatsoever, that arise out of or are related to the Site, or any use of it or information in it, even if we have been advised of the possibility of such damages. This exclusion of damages includes damages claimed in any cause of action, including but not limited to legal or equitable proceedings and claims relating to contract, tort or products liability.
Damages Limitations and Exclusive Remedies
You agree that your recovery for any allowable damages will be limited to those that you incur in actual reliance and shall be limited, at our election, to: (1) a refund of any amount (if any) you paid to us or (2) correction or replacement of any information. Any failure or unconscionability of any remedy does not affect the enforceability of the limitations on and exclusions of consequential, incidental and other damages, and you expressly agree that those limitations and exclusions are independent of the performance of any or all agreed remedies. All limitations will apply to all legal and equitable theories, including but not limited to contract, tort or products liability.
Changes and Availability
We reserve the right to change these terms and conditions from time to time, however, so you agree to check the Terms and Conditions periodically to make sure you remain comfortable with it. Each time you visit our Site, you agree to check for changes to the Terms and Conditions. No changes proposed by you or us will be effective unless and until they appear in these Terms and Conditions. If you do not want to be bound by any changes, you must not use the Site after the effective date.
We also reserve the right to terminate the Site or your license, make access unavailable, and change the Site content, with or without reason or notice at any time. Accordingly, if you would like a copy of something that you are authorized to copy, you should copy it when you see it.
The laws of the State of Washington govern this agreement. You consent to the jurisdiction and venue of the courts in Spokane County, WA, in all disputes arising out of or relating to the Site, any use of it or any information in it. You agree that a printed or electronic version of these Terms and Conditions (as changed from time to time) will be admissible in any judicial or administrative proceedings to the same extent as paper records. If you ever believe we have not adhered to this contract or are liable for any other reason, please contact us immediately. If you feel compelled to bring a lawsuit or other proceeding, you must do so within one (1) year of the date you have a right to sue. Any clause of these Terms and Conditions declared invalid shall be deemed severable and shall not affect the validity or enforceability of the remainder.
You also agree that the prevailing party in any lawsuit shall be entitled to reasonable attorney fees and costs. Contact us if you have questions or problems with this Site.