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Christmas Club

Earn great rates while you plan for holiday gift giving, travel or other expenses. Set up a convenient payroll deduction or a monthly transfer from your savings or checking so your savings program is automatic. Or you can save at your own pace. You can open your Christmas Club account from October 6 to January 31. The balance in the Christmas Club will automatically roll into your savings account on October 6 to give you access to your funds and the opportunity to start your holiday shopping. Any deposits made after October 5 will accumulate for the next years' holiday shopping. A penalty will apply if you must withdrawal funds early.

Open Your Christmas Club and set up monthly transfers Between October 6 -
January 31
Your balance will grow throughout the year with automatic monthly transfers From the open date to
October 6
The balance in your Christmas Club is automatically transferred to your savings account for holiday spending October 6
Your Christmas Club remains open and the balance starts to grow again with automatic monthly transfers October 6


  • Your club account pays dividends accrued daily, compounded and posted quarterly
  • You can open your account between October 6 and January 31 each year
  • Your club account matures the following October
  • Allows you to save at own pace
  • The total amount saved plus dividends is transferred to your share savings in first part of October

OAC. Federally insured by NCUA