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Say "I don't" to Wedding Debt

Something old, something new, something borrowed, something blue--nothing more than a sentimental wedding tradition, unless the something borrowed is thousands of dollars to pay for the big day.

Here are practical tips to help other newlyweds and their parents avoid postwedding money troubles.


You won't be in for a shock if you determine ahead of time how much you can afford to spend and then stick to your plans. A number of Web sites offer printable and online wedding budget planners.

Don't forget about miscellaneous expenses

Small forgotten expenses can wreak havoc on even the best-planned budget. Be sure to factor in tips, the marriage license fee, attendant gifts, thank you cards, and all the other smaller-ticket items that can add up.

Pay off credit cards as you use them

Using a credit card to pay for deposits and things in the months leading up to the wedding can be smart, but pay them down each month. If you don't, it's just too easy to wake up after the honeymoon to find you've gone over budget and are starting out with a big debt.

Don't count on cash gifts to pay for your wedding

Racking up wedding expenses based on expectations of cash gifts is a mistake. Spend only what you can afford to on your own, and use any money you receive to get a head start on your important financial goals.

Communicate with each other

In the months leading up to the wedding, talk often and openly about the wedding budget, bills to be paid, and choices to be made.

Come see us to set up your new accounts. We can help you set up the accounts and financial services you can use throughout your wedding preparation and into your marriage.

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