|
Tips to help you manage and save more of your money. |
| Pay off Your Mortgage Sooner |
|
Did you know you can save thousands of dollars of interest and pay off your mortgage up to 7 years early just by making one additional mortgage payment each year?
|
| Avoiding Debt |
|
Did you know the average college student will graduate with more than $12,000 in debt? What’s your plan? A solid budget can help you avoid the debt trap and build long-term financial success.
Get started now.
|
| Saving Made Easy |
|
Got spare change in your pocket? It could help you grow your savings account. When you make purchases with cash, use bills only and keep your coins. Then, cash in your coins once a year for a sizable deposit to your savings account, or use the money for a special splurge. It's an easy way to save and you'll never miss the money.
|
| Protect Your Purchases |
|
Make purchases using your debit or credit card to ensure you get what you paid for. If you didn't, these cards offer some protections to help you get your money back. Find out more here.
|
| Protect Yourself from Fraud |
|
Sign your credit and debit cards with permanent ink as soon as you receive them. Don't sign "See ID" or leave the signature panel blank. That makes it easy for identity thieves to use your card with a fake ID. For more tips to avoid fraud click here.
|
| Credit Score |
| |
Did you know your first credit account is the most important? Because a significant portion of the credit score is based on length of history, keeping your oldest credit card account open can help you maintain a healthy credit score.
For a free guide to improving and maintaining a healthy credit score visit www.globalcu.org/credit. |
| Do you have a tip you'd like to share? Click here. |