Whether you’re looking for a short- or long-term investment, you can earn great dividends with a variety of certificate options. Rates can be locked in for as little as three months or as long as 36 months, with dividends accrued daily and posted monthly. After maturity, account holders have 10 days to cash out or renew; otherwise, the certificate will roll over automatically.
Features:
Dividend rate sheet is subject to change weekly
Dividends accrue daily and post monthly
A deposit of a specific amount for set period of time (term) is guaranteed a certain interest rate for that period
Ten–day grace period to cash out or renew after maturity or it will automatically roll over
Funds can be used fo share secured loan
No monthly fees
Charges for early redemption:
3 to 17 month CD – 1 month’s posted dividend plus any accrued dividends
18 month or higher CD – 3 month’s posted dividend plus any accrued dividends
Super Saver Certificate
A 12-month certificate and can be opened with as little as $100. This certificate requires a minimum monthly deposit of $25 for the life of the certificate.
Sky's the Limit Certificate
A 12-month certificate that gives you flexibility to deposit to when it is convenient for you. The opening deposit is $5,000. After the minimum deposit, a minimum deposit of $1,000 can be made at anytime during the life of the certificate.
Jumbo Certificate
If you’re looking for a short-term investment, you can earn higher dividends for deposits of $100,000 or more.
Features
Offers higher rates than regular Business Share Certificates
Dividend rates are subject to change daily and therefore are not posted
Dividends accrue daily and post monthly
Shorter-term duration of 30, 60, 90 days
Can be used for share secured loan
Rates are negotiable as dictated by GCU and current rate environment
Availability determined by market environment
Call a member services representative for more information or click here to view current business certificate rates.
